A young woman finds $200,000 in cash in a cardboard box delivered to her door. A man inherits a fortune from a father who died "penniless." Amy Parkens and Ryan Duffy have never met, but they are about to, as each discovers that found money can be a godsend––or a nightmare.

Amy Parkens is a struggling single mother forced to abandon a career in astronomy for a practical computer job. She feels condemned to long hours, low pay, and no time to spend with her daughter. Then an unmarked package arrives. There's no card, no note, no return address. Someone has simply sent her a small fortune. Amy has no idea who––or why. She only knows her dead–end life has changed forever.

Though she longs to keep the cash, Amy fears a mistake, a setup, or even a possible connection to her mother's mysterious suicide twenty years earlier. She has to find the source. But when she tries to look her gift horse in the mouth, someone snatches the money away––quickly, violently.